Concerts at the Houston Rodeo.

I have only been to New York State Fair where there's live shows of a lot of New York State products and many other things to have and do something under the heat of the sun. Now, I heard that this Houston Rodeo show is so much more fun. It's all about cowboys stuff and Rodeo. It is also all about tractors because people live in the farm, lots and lots of farms with cattle and horses, a complete country life.

I watched a video about Houston Livestock Show and Rodeo, it was pretty cool how a horse was running around with a rider on it and carrying the American Flag while the national anthem was being played. All about country and horses. In the NY State Fair I watched the horse show and being clueless about horses I learned about many kinds of horses and their behaviors. The rider's compassion for what they are doing and their love for their horses.

I found these tickets to concerts at the Houston Rodeo and how fun it would be to go to a livestock and Rodeo show with concerts to see as well. I bet it is very warm down there while we are freezing in Central New York. Let's go and see the cattle and cowgirls in their boots and hats. The price is very reasonable and very worth it. If you wanna see all about country, go and see this concert!

Move Your Money Campaign

I have been seeing a lot of articles and even on the news about some issues about the security of our money in the giant banks. It is questionable because of all the major bank bailouts. It is true that the small banks are safer because they are not hanging far up in the air with all the erroneous or careless investment because it has gotten unstoppable for them to make enormous investments.

Now, would it be reasonable that credit unions are a lot safer than banks in general as opposed to having the money laying around in big banks and eventually lose them before your very eyes. I will have to conduct a thorough study before I could say for sure the advantages or disadvantages of different financial institutions.

The Move Your Money campaign believes you should consider community banks and credit unions because:

  • They're locally owned and operated (member-owned, in the case of credit unions), investing money in your community.
  • Their deposits are insured, just like at big banks.
  • Virtually all offer online banking, and many have big networks of fee-free ATMs.

I do know though that, according to what I have seen so far that smaller community banks are safer as opposed to big international banks.To get more educated how to protect our finances in the bank please visit here.

First Time Home Buyer Tax Credit

When do you think is the right time to buy home? Right now. Did you know that if we buy home right now and before April 30, we will get tax credits on top of other credits we normally get. First Time Home Buyer Tax Credit is credit given to purchasers of home, who have not owned or purchased home in the last 3 years. However, this credit is also extended to buyers: "Must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years". This is a great way to start saving up those dollars that we didn't think we could. It is only a matter of timing.



The federal income tax credit for homebuyers has been extended and expanded to now include homeowners who wish to "move on" after 5 years of living in their current property, as well as first-time homebuyers.

  • First-time homebuyers, or those who have not owned in the last three years, can receive up to an $8,000 tax credit
  • Homeowners who have lived in a current home consecutively for 5 of the past 8 years can receive up to a $6,500 tax credit
  • There may be no future extensions, so all qualified homebuyers are urged to act and have a written, binding contract by April 30, 2010 (close by June 30, 2010)
  • Income limits are now $125,000 for singles, $225,000 for married couples with a $20,000 phase-out of the credit for both.
Among other things that I learned about timing this tax credit to receive more credit, the more I get wiser about money. So if I had all the other circumstances coming through towards purchasing my first home, I would definitely do it now. Real Estate business is much more flexible this time, on top of all the slashed price off of the original tag, it comes up with so much savings.

A few things have to be noted here; The home must be purchased before April 30th of this year and the closing date would be the 30th of June. I also want to emphasize another good thing is that for every home that is bought, it creates 1 job for the next 12 months. It is a part of the stimulus package promised by the government.

Rich?

It is 17F below right now in CNY. (Please check the weather on my one week weather forecast on the sidebar) The weather is so crazy here to say the least.


How is the economy right now? I have made a few wrong decisions with my investment strategies lately but I would take that as a learning process and make some corrections the next time I have to take care of some major issues. I always think that I can beat the odds but I can't. This time I
will try to be wiser and more stable.

I was reading about how we shouldn't act rich instead start getting rich. I would do my review in a little bit, but if you wanna read ahead please read here.



Are You Climbing Your Own Mountain?

How do we help ourselves grow emotionally? A personal growth can't only be coming from the external factors but in the majority it comes from our own strategies on how we are going to keep up with all the changes around us. Perhaps Anne a lay Apostle book is a great book for us to read? In fact the other day I was browsing for some books that I could read in order for me to fuel more my energy to be able accomplish my dreams and aspirations. We can only do so much to achieve our goals and see how we do at the end of our time frame.

All I could say is that whatever we do, keep looking at the glass half full instead of half empty.

A Well-Being Resolution

My long overdue makeover for the new year, well for the semester hasn't started yet. There are some factors that are obstructing all those plans. Priorities on hand, such as my book would cost around $800-$1,000 just for this semester alone, good thing I only need a couple of notebooks to put in my 3-ring binder to carry everyday other than that, any spare money could go to (long wishlist);

a.) haircut
b.) 2 pairs of everyday shoes
c.) 3 pairs of new jeans
d.) a few more trendy tops
e.) some jewelries and accessories
f.) a few sweaters
g.) pretty much the whole wardrobe makeover :)

These appear to be financially overwhelming to me at this moment. So I would resort some new development and changes that are practically next to low cost or nothing at all. For now this will do, what about you? Any new year disappointments, expectations and or satisfactions?

1. Banish stress

If there was one way to rocket your life into a multitude of new directions, this would be it. Stress causes your body to produce hormones, such as cortisol, which can lower your immune system and also facilitate weight gain. There’s also the fact that stress can be downright depressing. Fortunately, giving stress the boot is as simple as exercising.

“It’s one of the best ways to destress,” says Exercise TV fitness personality Zen Gray. “But you can’t stress about exercise!”

Gray suggests forgetting about planning the perfect diet-and-exercise regimen. “Instead, look at the next workout as a way to move more, build some strength, stretch and breathe deeply,” Gray says. “It doesn't have to be the best workout of your life. Your goal is to just get started.”

Here’s how: You’ve heard it before, but move! Take the stairs instead of the elevator, and walk or bike to work when the weather is pleasant. Even 30 minutes of walking each day sets you on the road to a physically fit body. What’s more, a 2008 study at Temple University, in Philadelphia, showed that walking briskly five times per week significantly reduced stress and anxiety.

Crummy weather? Trek indoors by following one of Leslie Sansone’s one-, two- or three-mile walking videos on Exercise TV.

2. Lose weight

If you’ve been toting an extra 10 pounds for longer than you’d like, shedding them can literally turn your life around. You will feel so much better inside and out, and there’s nothing like a jolt of confidence to jump-start a new year. “Weight loss isn’t about starving yourself,” warns Gray. “Your body must have food at regular intervals to keep blood sugar levels even and not slow down your metabolism because it's in starvation mode.”

In other words, committing to a weight-loss program means treating your body better. You have to nourish your body with wholesome food and adequate rest (which is usually eight solid hours).

Here’s how: First, clean up your diet. Cut out simple sugars and saturated fats. Eat lean proteins, fruit, vegetables and whole grains. An easy rule to remember: Simply don't eat anything with a bar code. If it’s unwrapped, chances are it’s fresh and will do your body good.

Next, of course, is exercise. You need to burn more calories than you’re consuming, so you can lose weight. Remember, your body naturally burns calories at rest, so don’t figure you need to torch 2,000 calories in one workout. In fact, if you lose two pounds in one month, that’s 7,000 extra calories burned, which is about 225 calories per day. Try the Target Tone: Body Workout by Lia Montelongo to fire up your metabolic engine.

3. Build strength

“Strength training is by far the best way to change your body composition,” Gray says. And research can prove it. Not only will pumping a little iron boost bone density and help prevent osteoporosis, it can help you lose weight and gain more energy. “Studies show that strength training keeps your metabolism elevated,” Gray says. How? Muscle is metabolic, so the more you have, the more calories you’ll burn at rest.

Here’s how: You don’t need a gym membership or even weights to pump up. Use your body weight as resistance for moves like lunges, squats and push-ups. Aim to strength train two to three times a week. Try Plank Lunge with Push-up by Amy Dixon for a new at-home idea.

4. Get some sleep already

Sleep deprivation can cause your body to release stress hormones, which (do you sense a pattern?) can tamper with your immunity, cause weight gain, and let’s face it, make you cranky. If you’re rested, your body and mind will perform better throughout the day. Gray suggests the following tips to ensure relaxing Zs:

  • Do not consume any stimulants after noon, including caffeinated beverages (whether from coffee, soft drinks or tea). “You need to allow your body time to clear it from your system,” Gray says.
  • Create a nightly ritual to teach your body to wind down. “Lower the lights, take a bath, read, listen to relaxing music and/or drink hot herbal tea,” Gray says.
  • Don’t exercise within two hours of your bedtime, as you will raise your metabolism and actually boost your energy. That’s great, but as with everything, there’s a time and a place.

5. Get into yoga

You don’t have to become a hippie to enjoy the benefits of this life-changing practice. Yoga has unwound the backs of businessmen and quieted the minds of physicists. One groundbreaking German study in 2005 showed that women who practiced yoga twice a week for three months exhibited fewer signs of stress, depression and anxiety than those who didn’t, and their overall well-being, as measured by the researchers, improved by 65 percent.
Another study published in a 2006 issue of the Annals of Internal Medicine showed that yoga was more effective than conventional exercise for reducing low-back pain. Researchers at the University of Texas are currently looking to see if yoga can help prevent cardiovascular disease.

Here’s how: Most local studios offer free classes to first-time students, but if you don’t want to leave your house, try Yoga Burn with celebrity yogi Mandy Ingber.

6. Get happy

It sounds simple enough, but boosting your energy and changing your outlook can change your life. You’ll be more positive about your tasks and have more oomph to tackle them.

Here’s how: Exercise! “It forces you to breathe more, and deep breathing is one of the best ways to increase your energy levels,” Gray says. “Your body needs oxygen more than anything else. Exercise also increases your circulation, and helps you get rid of waste and deliver nutrients to your cells.”

Of course, exercise has also been shown to increase feel-good chemicals in the body like endorphins, so if you’re feeling down, 20 minutes of brisk movement can deliver a lift.

7. Put you first

Sticking to a fitness plan, or any of the above goals, is about committing to yourself. If giving yourself time isn’t easy, find little holes in your day that you can devote to you. “When it comes to working out, I roll out of bed and into my fitness gear,” Gray says. “I begin my workout before I have the chance to talk myself out of it.”

Another trick? Write yourself into your schedule. “I refuse to check my e-mail until I've taken care of myself. Everyone else's agenda can wait,” Gray says. “I'm much more able to help others if I've taken care of myself first.”

So consider doing yourself a favor—one that will help change everyone else’s world.

Check out www.exercisetv.tv for more free workouts and advice from celebrity trainers.

Cold January Update

This week is the last week of my winter break then off to another semester. So many changes and improvement to make, new strategies to develop in order to achieve my goals. I always strive to be better than how i did the last time. I could only tell if I succeeded after each semester. So we'll see how I would do. I will have to keep in my mind that it is my chance to be better because I am not sure if I can still take 15 or more credits next semester, it all depends with the circumstances.

Lately, I have been tuned in to HGTV -- all day long. It has a positive effect on how to keep our condo neat and in place. Avoiding as much as I can to tolerate all the clutters that used to be all over the place. Although, it still would require much work in getting rid of things that we don't really use or need and that will definitely make the place look better. Also, we need to do some upgrades in our unit. But because we are due to move out to a new place in a year we may have to hold on to it for right now.

Ghost Chairs

Modern Sectional Sofas $1628 and less
What is all about these ghost chairs? Well, its not really ghost chairs, I guess its just because they are nice but for much less price. I really wouldn't mind to get one of those bedroom oversized chairs for our bedroom when you just want to read and relax in the bedroom and not go to sleep yet. I like this set below, although it's not likely that we are getting a new set because we just got one a couple of years ago.

Ohhhh, Soup!

Tomato soup is being cooked. It has always been cold and soup is always in to warm us up. Now that my 3 days off is almost finished I don't feel like going back to work anymore, being home all the time is VERY nice.

This is my mini vacation now, I suppose?


Ingredients

  1. 1/3 cup plus 1 tablespoon jasmine rice, rinsed
  2. 4 cups water
  3. One 3-inch piece of fresh ginger, peeled
  4. 3 cups chicken stock
  5. 1 tablespoon Asian fish sauce
  6. Pinch each of salt and sugar
  7. 1/2 cup shredded cooked chicken
  8. 2 scallions, thinly sliced crosswise
  9. 2 tablespoons coarsely chopped cilantro

Directions

  1. In a medium saucepan, cover the rice with the water. Bring to a boil over high heat. Reduce the heat to low and simmer until the rice is tender and porridgelike, about 25 minutes.
  2. Meanwhile, cut the piece of ginger into slivers: Thinly slice the ginger crosswise; stack the slices, removing the bottom rounded slice, so the stack is stable and easy to work with; cut the slices lengthwise into thin slivers.
  3. Add the chicken stock, fish sauce, salt and sugar to the rice, bring to a simmer and continue cooking over low heat for 10 minutes. Stir in half of the ginger and simmer for 10 minutes longer.
  4. Ladle the soup into shallow bowls, garnish with the shredded chicken, sliced scallions, chopped cilantro and the remaining slivered ginger and serve.

Make Ahead

    The recipe can be made through Step 3 and refrigerated overnight. When reheating, add extra stock to adjust the consistency.

Notes

    One Serving 128 cal, 3 gm fat, 0.2 gm saturated fat, 16 gm carb, 0.6 gm fiber.

Kinetic Watches For Her and Him

Two years ago, I bought my husband a Seiko watch as a Christmas present. Since then he's been wearing the poor thing day and night in bed and when he goes swimming when he went to his vacation down in Southeast Asia. He knew the watch was able to stay under water for 4 hours and can stay resistant even when snorkeling. Until now he's still wearing the watch. I think its one of the most valued piece I have given him for the price I paid. Good thing he's been very self-sufficient and conservative, making my gift as worthy as it can be. i only changed the leather band twice that got worn out because of the water when he does the dishes but I tell you the watch is working pretty good. I even though I needed to replace it with a new one this Christmas but its still working as it was the first time he had it. I guess when this one breaks down I would get him one of these Kinetic watches that are supposed to last longer. Longer!? Of course I do not need to wait until this one stops working, I believe he deserves a second watch to use alternately with the old one.

Explore Within Ourselves

Well, how is your first week of New Year going so far? Nothing has has happened to me that essentially affects my view of the new year. I always keep moderate hopes and put more weight on striving to do best no matter what it is I want to accomplish. That is all I can do, I can only securely set my goals and live each day doing what I can do and having fun as I go.

One of the things I mean to change is the limited time I spend on the computer browsing endlessly for nothing and replace eating junk foods with healthy fruits. More reading is another thing, feeding our minds will take us to where w
e wanna go and change our view of the world that way?


I think that reading books that would make us feel better of ourselves, and what we have will make such a great difference on the way we live each day. I am thinking of purchasing this book below, what do you think? Any insights or thoughts?

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