Should I be thankful that I don't have to deal credit cards bills? Yes and no. There are times when I need to buy some things I need online that require payment through credit cards and I can't because I don't own one. So I guess it's time for me to apply for one, glad I found this one that even though I have no credit history or for some people bad credits history, they can still avail to get a new credit card that they could use.

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