I have only been to New York State Fair where there's live shows of a lot of New York State products and many other things to have and do something under the heat of the sun. Now, I heard that this Houston Rodeo show is so much more fun. It's all about cowboys stuff and Rodeo. It is also all about tractors because people live in the farm, lots and lots of farms with cattle and horses, a complete country life.
I watched a video about Houston Livestock Show and Rodeo, it was pretty cool how a horse was running around with a rider on it and carrying the American Flag while the national anthem was being played. All about country and horses. In the NY State Fair I watched the horse show and being clueless about horses I learned about many kinds of horses and their behaviors. The rider's compassion for what they are doing and their love for their horses.
I found these tickets to concerts at the Houston Rodeo and how fun it would be to go to a livestock and Rodeo show with concerts to see as well. I bet it is very warm down there while we are freezing in Central New York. Let's go and see the cattle and cowgirls in their boots and hats. The price is very reasonable and very worth it. If you wanna see all about country, go and see this concert!
I have been seeing a lot of articles and even on the news about some issues about the security of our money in the giant banks. It is questionable because of all the major bank bailouts. It is true that the small banks are safer because they are not hanging far up in the air with all the erroneous or careless investment because it has gotten unstoppable for them to make enormous investments.
Now, would it be reasonable that credit unions are a lot safer than banks in general as opposed to having the money laying around in big banks and eventually lose them before your very eyes. I will have to conduct a thorough study before I could say for sure the advantages or disadvantages of different financial institutions.
The Move Your Money campaign believes you should consider community banks and credit unions because:
They're locally owned and operated (member-owned, in the case of credit unions), investing money in your community.
Their deposits are insured, just like at big banks.
Virtually all offer online banking, and many have big networks of fee-free ATMs.
I do know though that, according to what I have seen so far that smaller community banks are safer as opposed to big international banks.To get more educated how to protect our finances in the bank please visit here.
When do you think is the right time to buy home? Right now. Did you know that if we buy home right now and before April 30, we will get tax credits on top of other credits we normally get. First Time Home Buyer Tax Credit is credit given to purchasers of home, who have not owned or purchased home in the last 3 years. However, this credit is also extended to buyers: "Must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years". This is a great way to start saving up those dollars that we didn't think we could. It is only a matter of timing.
The federal income tax credit for homebuyers has been extended and expanded to now include homeowners who wish to "move on" after 5 years of living in their current property, as well as first-time homebuyers.
First-time homebuyers, or those who have not owned in the last three years, can receive up to an $8,000 tax credit
Homeowners who have lived in a current home consecutively for 5 of the past 8 years can receive up to a $6,500 tax credit
There may be no future extensions, so all qualified homebuyers are urged to act and have a written, binding contract by April 30, 2010 (close by June 30, 2010)
Income limits are now $125,000 for singles, $225,000 for married couples with a $20,000 phase-out of the credit for both.
Among other things that I learned about timing this tax credit to receive more credit, the more I get wiser about money. So if I had all the other circumstances coming through towards purchasing my first home, I would definitely do it now. Real Estate business is much more flexible this time, on top of all the slashed price off of the original tag, it comes up with so much savings.
A few things have to be noted here; The home must be purchased before April 30th of this year and the closing date would be the 30th of June. I also want to emphasize another good thing is that for every home that is bought, it creates 1 job for the next 12 months. It is a part of the stimulus package promised by the government.
It is 17F below right now in CNY. (Please check the weather on my one week weather forecast on the sidebar) The weather is so crazy here to say the least.
How is the economy right now? I have made a few wrong decisions with my investment strategies lately but I would take that as a learning process and make some corrections the next time I have to take care of some major issues. I always think that I can beat the odds but I can't. This time I
will try to be wiser and more stable.
I was reading about how we shouldn't act rich instead start getting rich. I would do my review in a little bit, but if you wanna read ahead please read here.
How do we help ourselves grow emotionally? A personal growth can't only be coming from the external factors but in the majority it comes from our own strategies on how we are going to keep up with all the changes around us. Perhaps Anne a lay Apostle book is a great book for us to read? In fact the other day I was browsing for some books that I could read in order for me to fuel more my energy to be able accomplish my dreams and aspirations. We can only do so much to achieve our goals and see how we do at the end of our time frame.
All I could say is that whatever we do, keep looking at the glass half full instead of half empty.